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Standard Maximum Deposit Insurance Amount
Deposits in checking accounts, savings accounts, money market accounts and certificates of deposit accounts are insured under the Standard Maximum Deposit Insurance Amount up to $250,000 per depositor, per insured depository institution, for each account ownership category under the FDIC’s general deposit insurance rules. Deposits in individual retirement accounts are separately insured up to $250,000 per owner.
The FDIC provides separate coverage for deposits held in different account ownership categories. Depositors may qualify for more coverage if they have funds in different ownership categories and all FDIC requirements are met. For more information about your insured deposit, visit www.fdic.gov/deposit.